Welcome to BlogNotions' Insurance Blog

The BlogNotions Insurance Blog delivers a diverse series of perspectives provided by thought leaders in the insurance space. Presented by NetLine, this forum delivers compelling updates on the latest insurance policies and procedures, discussions of managing risk and regulating fraud, case studies of effective insurance sales strategies, and much more. Here you can find helpful information,ask questions, and collaborate freely.

Video interviews regarding cybersecurity, privacy, and cyberinsurance.

Julie Davis of Risk Communities recently asked me to speak with her about insurance coverage for cybersecurity claims, data breaches, and other cyberrisks. Julie did video interviews of me and uploaded them to the Risk Communities video channel. Here’s how Risk Communities introduced me: “Last year we introduced our broadcast channel, with the idea of […]

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Crossmann v. Harleysville: Bad Decision For Builders In SC

Decision Detrimental to Builders And Homeowners In South Carolina In the recent SC Supreme Court case of Crossmann v. Harleysville filed on January 7, 2011, the SC Supreme Court ruled that faulty workmanship which results in property damage to a builder’s work is no accident. Instead, such property damage is intended, foreseen, expected, and a natural and probable consequence of the […]

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Cost vs. Value: Building Your Business Insurance Policy

Business owners may face the following dilemmas when it comes time to purchase or renew a commercial insurance policy: Should they purchase a more comprehensive policy that covers all bases? Or go the more affordable route, with the purchase of basic coverage with the possibility of more out-of-pocket expenses in a time of need? Commercial […]

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Umbrella Insurance: Do I Need It?

“That will never happen to me.” How often do you hear that phrase when discussing unfortunate situations, or freak incidents? Unfortunately, most people don’t realize the extent of their exposure to dangerous and costly liabilities until the unexpected hits their home, property or car. It pays to have the proper coverage in place before the […]

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My Chapter on Insurance Coverage for Cybersecurity and Intellectual Property Claims Now Available in the New Appleman Law of Liability Insurance Treatise

Looking for a treatise on insurance coverage?  How about one that has an entire chapter on insurance coverage for cybersecurity and intellectual property claims and risks? Remember when I wrote that I had written a chapter on insurance coverage for cybersecurity and intellectual property claims for the New Appleman Law of Liability Insurance Treatise?  Of […]

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“The principle was right there – you couldn’t miss it. The more you did for your customers, the more they did for us.”…. Debi Fields

The question is…..what more can we do for our customers?…. I invite your replies…. In an insurance agency, we offer competitive alternatives to potential clients.. Now, the term “competitive” means many things to many people…. what if we offer an insurance contract that costs a bit more, but has broader coverage?….and what if we offer […]

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Let The Lawsuits Begin: Self Insured Groups

Recently, up to 5 self insured groups managed by CRM holdings have closed and or failed in California. One recent failure is the CAPSIG Self-insured group which CRM managed. With a claims shortfall of $20,000,000 and growing, the 200 members of the CAPSIG Small Contractors self-insured group likely face individual assessments that will cost each […]

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