Archive | March, 2011

California Workers Comp “Coming and Going” Rule Exceptions

The “Coming and Going Rule” basically states that when an employee is traveling to work or traveling home from work and they are injured in a motor vehicle accident, they are not covered by workers compensation. The injuries suffered are not compensable because the employer derives no benefit from an employees’ normal, or ordinary commute […]

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Insureds who are sued and successfully defended by their insurer may be able to obtain double costs.

Application for double costs. Application granted. Martin v. Lavigne [2010] B.C.J. No 2240, November 17, 2010, British Columbia Supreme Court, G.D. Burnyeat J. The defendants applied for an order for double costs pursuant to 9-1(1)(c) and 9-1(5)(b) and 14-1(1) of the Rules following the trial of the matter which commenced on May 31,2010. The plaintiffs’ […]

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“And now the sequence of events in no particular order”…Dan Rather

The marketplace is changing….(again?)…. get used to it I tell myself….change is the only thing for certain in this world….Finally, insurance companies are taking increases on Worker’s Compensation….or walking away from that class of business altogether.  That plus the continuing rise in homeowners insurance over the past several years offers a “glimmer” of hope that […]

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Product Recall Expense Endorsements Becoming More Common

A positive new trend is emerging for small businesses.  More product liability insurance carriers are starting to offer product recall expense endorsements to their product liability policies. The great thing about these add on endorsements are, they provide some product recall expense coverage at a much lower price than if a small business had to purchase a stand-alone […]

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